Personal Deposit Products
Worthington Bank offers our customers several checking options, interest-bearing savings accounts, and money market account options to meet their individual needs. Our bankers work to help you meet your financial goals.
Primary Checking
Use as primary transaction account
- First 90 Days - no monthly maintenance service charge will be assessed
- Opening Deposit - $300.00 minimum
- Monthly Maintenance Fees - No service charge with $1,000.00 minimum daily balance or $1,500.00 average balance; $14.00/month if balance falls below minimum/average balance
- Earn monthly credits by - Minimum of 5 points of sale (POS) debit transactions - $7.00 credit/month, Minimum of 1 ACH/direct deposit - $7.00 credit/month
- Unlimited transactions
- Monthly Statements - eStatement FREE / Paper Statements $5.00 without images
- Free ATM/Debit card
Interest Checking
Earns interest on funds with a moderate account balance
- Opening deposit - $300.00 minimum
- No service charge with $1,500.00 minimum daily balance or $3,000.00 average balance; $21.00/month if balance falls below minimum
- Other information - Rates subject to change daily (no tiers-Please contact one of our branch locations for the current rate and yield information), 50 checks/debits at no charge; $.25 for each item after initial 50
- Monthly Statements - eStatement FREE / Paper Statements $5.00 without images
- Free ATM/Debit card
Savings
- $300.00 minimum opening balance
- Quarterly statement (calendar quarter)
- $300.00 minimum balance for the quarter; $11.00 charge if balance falls below minimum
- 6 free withdrawals per quarter; $3.00 charge for each withdrawal over 6
- Interest paid quarterly based on collected balance - rate subject to change without notice
Minor Savings
- $100.00 minimum opening balance
- Quarterly statement (calendar quarter)
- No minimum balance
- 6 free withdrawals per quarter; $3.00 charge for each withdrawal over 6
- Interest paid quarterly based on collected balance - rate subject to change without notice
Money Market
- $2,500.00 minimum opening deposit
- No service charge with $3,000.00 minimum balance; $21.00 charge if balance falls below minimum
- Monthly Statements - eStatement FREE / Paper Statements $5.00 without images
- 6 withdrawals or transfers per month
- $15.00 per item fee for withdrawals or transfers in excess of 6
Please contact us for current rates.
Mobile Banking
- View account balances and transaction details
- Transfer funds between accounts
- Bill Pay
- Account Alerts and Text Messaging Available
Zelle
We have partnered with Zelle® to bring you a fast and easy way to send and receive money with friends, family and people you know. With Zelle®, you can send money directly from your account to enrolled recipients in minutes, all from the convenience of online banking or our mobile app.
